Archive for the ‘financial & money matter’ Category

get Naked in front of the CEO’s…

Thursday, June 17th, 2010 |


If you are a women, working CEO, don’t get naked yet to get promoted. Read this:Naked in the Boardroom: A CEO Bares Her Secrets So You Can Transform Your Career

You may heard about big corporation that their CEO’s  got  50k, 80K or 100k per month salary. An amount that you never imagine to receive in a month. Maybe their one month salary same as your salary for 3-4 years of work accumulated.

And they don’t owned the company. They just work and paid by the company – head hunter. I mean the kind of CEO not a founder like Bill Gates, Trump, Kampard or in Malaysia like the owner of Mydin Supermarket for example.

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Tips to be World Richest Mommy..

Wednesday, May 12th, 2010 |


Do you believe in accident?

Among current top list is – Christy Walton,$22.5 billion,U.S.age 55. Widowed, 1 child

-Became a billionaire in 2005 when her late husband John, second son of Wal-Mart Stores founder Sam Walton, died when his ultralight aircraft crashed. She is the richest of the Waltons thanks to John’s early bet on alternative energy firm First Solar.

The rest of the list goes here.

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The overpaid 21st century

Wednesday, March 31st, 2010 |


The Millionaire Next Door

The only job in this world that can give us a tremendous wealth are anything about business. In the ancient time human make a lot of money by trading  a lot amount of goods. So the law of making a lot of money at that time are:

1) Selling high volume of goods
2) Breeding large amount of livestock like 10,000 of cattle
3) Have wide area of agricultural land, hundred of acre
4) Gold Digger
5) A Sultan that collect tax from the citizen

That is hundred years ago, the Principe are large volume, large amount, large collection and big. But in the 21st century, there is another factor – Satisfaction. Now people willing to spend million of dollars for satisfaction. If you can play  football well, the company can pay you 7million a year. You can be a millionaire just playing a football, which people in ancient time can’t even imagine it. Just sell few Ferrari’s, you also can be a millionaire, if compared to selling a cattle. You must sell thousand of cattle to be a millionaire.

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Free treatment does not mean they love you..

Tuesday, March 30th, 2010 |


The 7 Triggers to Yes: The New Science Behind Influencing People’s Decisions

Actually they love your moneylah. You must been bump into tv commercial that offer free treatment these and that. Usually weight management and skincare. Just sms something like yes I want to be slim to certain number and the next day a nice lady will call you with extreme caring and sharing. Wow you are so excited with the politeness and thinking it is a famous company with state of the art technology, you decided to go for the free 2 hour treatment. If not you cannot afford to pay for the normal treatment for the next time.

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Unleashed Your true Potential?

Monday, March 8th, 2010 |

A Whole New Mind: Why Right-Brainers Will Rule the Future

If you don’t know what you can do or can’t do for all these years, don’t worry because at present there are many system, program, consultation and seminar that offer to unleashed your true potential. Just pick one, some affordable and some are expensive. The expensive course often more that one days coaching and you will learn face to face with the Potential Guru. The system vary from mindset change, holistic approach and also scientific studies.

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Very profitable Saliva Business

Monday, March 1st, 2010 |


The Seven Secrets to Becoming a Multi-Millionaire: Multiply Your Wealth Faster Than the Experts

This business can be so lucrative with not much capital involve if you can do it right. Marketing is so important in this business. All the marketing strategies must visualize you as a some Guru or expert in certain field.  To show yourself physically in a wealthy condition is a must when the topic you want to sell are focusing on how to be rich. For example:

-A BMW and Sport Cars

-Big Mansion

-Few photos of you skydiving, bungee jumping and others from few places around the world.

With all these, you can have a strong reason to ask people going to your seminar. But if you can write a book or pay someone to write for you, get a publisher to publish it, it would be better. A  successful seminar can be a stepping stone for you to raise fund for your  next project rather than apply for a bank loan.

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Phishing Guru

Friday, January 22nd, 2010 |

Okuma Voyager Travel Fishing Kit

Everyday everyone are receiving phishing email, all of the email are offering you to be rich out of the thin air. Among the email are ;

-You win a lottery ticket and you must confirm it by sending your details
-A huge amount of unknown wealth of some one that was dead waiting to be claimed by you
-An UPS package is waiting for your pickup

And the most famous phishing email now is a fake warning describing that your bank account have a problem and you must click the link provided so you can input all you log in details. This phishing people are eager to do their job and will not rest until they got what they wanted most – free money.
We don’t know on which country they do such operation, as our law enforcer also having a difficulties tracking them and they are to many.

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In the end money motivate us

Tuesday, January 19th, 2010 |

365 Ways to Motivate and Reward Your Employees Every Day: With Little or No Money

Now every employee talk about motivation, for that reason many company are selling the motivation. Yes we can buy motivation ranging from $100 to $1xxx  depends on the speaker.  So there are companies making money because the lack of motivation among us. Look likes every year there will be a motivation or a team building course.  A very good demand indeed and every training consultant must have the motivation module when selling a course package.

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Loose 100% to get 10% profit

Tuesday, December 1st, 2009 |

Profit and Loss, Von Mises Institut…

Usually when we sell something and the item didn’t sell, we will try hard to sell it like bringing it out from the shelve or cut  profit margin.  When all the effort didn’t work we cut the profit till the lowest and hope for bargain hunters to come. Or trying the psychological marketing like buy one free one or buy this and get free that. But psychological marketing  will not work on common items that people already know the current market price like for  example a very well known brand we use everyday.

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Unofficial conventional method

Tuesday, October 6th, 2009 |

Say we are sick and  need a treatment, first place we can think is the nearest hospital. At the hospital the doctor will make a standard procedure using all the apparatus in our mind. There will be a stethoscope, thermometer , scale, X-Ray, etc… Then we get the prescription and go the  pharmacy and get the drugs.  If we still sick then the doctor will do another examination and give another type of medication as the last pills maybe not suitable. Then maybe we need a surgery. And the Hospital never  guaranteed the customer that all treatment from pills to surgery can make 100% success rate. If the diseases are very chronic, the Doctor will motivate us to be patient and brave as maybe we  just can live for another 6 month.

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12 Daily Pro Cheque……for about 2 Years

Friday, September 25th, 2009 |

Remember Stormpay? Emo? Hahah. Funny, I think I will never get back the money invested in the most popular Internet Pyramid scheme ever. Back then, at the end of 2005, I decided to put all the money I got in my e-gold ($300) account into Stormpay to play the 12DP game. Than about a month after that the wind of awareness suddenly struck the world and everyone are talking about scam and trigger the enforcement alarm. Like old man said, bad money will easy come and easy go. The only $300 I had at e-gold from various of Hyip program such as Italyfund and studio traffic. Well at that time this is so called Internet Business. Now everybody have been enlighten about hyip investment…but there will always be a new and innovative scam tactics.

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The Bank

Tuesday, December 23rd, 2008 |

Bank..the purpose of its creation in the early days is to put your money safely, as far as I know. From time to time when bank seeing money being put into their safe will soon go out as that is not bank money, they think how to make use of it. By using the people money to invest in many things and get billion of billion of money. Bankers got rich easily without using their own capital, using only hundred of people savings account. I think they got more than what they give us in yearly interest, maybe triple the amount. Maybe they got billion of dollars, but we get the 3% interest at our saving account. We don’t know exactly what their return of investment as our proposed is only for saving not to invest.

But people don’t really think about it as they just want put the money in the bank. They also will be afraid if they know that their money is being used for high risk investment because of the risk of loosing it. Unless you put your money maybe in Forex or fixed deposit that you must really want to know the return. Since generally we don’t think about what banks do with our money, it is not an issue if bank is doing big profit out of it. What really unfair now is how bank charge the customer with many fees even for the slightest one. This is a new way of bank making extra money.

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Rich man and Minister son will be ok…

Wednesday, December 17th, 2008 |

Robert Kiyosaki quote that :

My Rich dad Said:

” The poor middle class work hard for their money,
The rich have their money work hard for them”

As a middle class, we are force to work 8 hours a day to survive. Yes we can live without work, instead just grow vegetables and breed a chicken at the back of your home for you daily meal. But to survive in this current system, we must work to earn cash to to buy the vegetables and chicken instead to grow and breed them. Work as a staff at a company then we can get a pay slip. With the pay slip we can get a loan from bank to buy other bigger item like cars and houses.

So what about the man or the owner or the boss that we work with? Of course the man is rich and cay pay us to work. We as a staff must think to get the job done and please the boss. In order to please the boss, to get the job done is still not enough. You must follow the rules created by this man and give our respect. The rule is plain simple

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Power Vantage…

Monday, December 15th, 2008 |



Old man says in the midst of economic crisis, we better save than spend. So I decided to open a new saving account to take the opportunity from this slow economy.Am I right? My saving choice is monthly basis deduct from my monthly salaries. I don’t have big lump sum money to invest in fix deposit or mutual fund. Although I have other saving account like the one from the National Bank that I get when I was 8 years old in government saving children saving campaign, it’s just like a normal saving account. I want that more like Investment type, I am a grown up anyway ahah.

So I just go to HSBC to find out what they had.Why HSBC? Because I have all the local bank pass book. I want to be International. Who don’t know HSBC globally right? An International bank must be have more financial abilities to crate higher return…I guess . After talking with the Bank Personnel, It more like a personal touch by the Manager of the unit name Danny. Quit a young age but his card written – Manager.

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About Me

I’m Khirul Hafiz, Father of 2. Spend about 6-7 hour per day in front of the PC. Why not write a blog? Yes, than I thought what to write…And come to the conclusion that why bother what people will read just write because idea and thought will be no limits, just write. More

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